Chapter 5 - The Woman Before Me

The next morning, I woke up on Delma's guest-room couch with my phone pressed against my chest.
I'd slept for forty-three minutes.
I knew because I'd checked the clock before closing my eyes.
Wren was upstairs in the guest bedroom, wrapped in the yellow blanket Delma kept for visiting children.
At four in the morning, she'd come downstairs crying.
"I dreamed Daddy couldn't find me."
I'd carried her back to bed.
Then I'd sat beside her until dawn.
Around seven, Delma brought me coffee.
"You need breakfast."
"I'm not hungry."
"That's not what I said."
I took the plate.
Two scrambled eggs and a piece of toast.
I managed three bites.
My phone rang.
Meredith.
"I found the civil case."
I stood.
"Tell me."
"The plaintiff was a woman named June Halpern. She filed a complaint against Cedar Bridge Family Assistance and an independent consultant who had been working with the organization."
"Who was the consultant?"
Meredith hesitated.
"Not Hollis Garrity."
I closed my eyes.
For one foolish second, I felt relief.
Then she continued.
"The consultant was named Martin Vale."
"All right."
"But I found a record connecting Hollis to him."
My stomach tightened.
"What kind of record?"
"They jointly registered a small business in Colorado about four years ago. Financial document preparation. The company was dissolved after eighteen months."
"What was it called?"
"Front Range Fiduciary Services."
I leaned against the kitchen counter.
"Did they steal money?"
"The civil allegations involved misrepresentation and unauthorized access to records. The case settled without findings of liability. I don't want to overstate what we know."
"Do you have June Halpern's contact information?"
"I located an attorney who represented her. I'm going to ask whether she's willing to speak with us."
I looked toward the stairs.
"Do you think he was using me?"
"I think we have enough concerns to investigate seriously."
I pressed my fingers against my forehead.
"Meredith, he met me at a support group."
"I know."
"He brought coffee. He helped people with forms. He remembered everything they told him."
Her voice softened.
"That doesn't prove what he intended. But it gave him access to people who trusted him."
I thought of the widows I'd met there.
Women sitting in folding chairs with paper cups of coffee, trying to understand what came next after a funeral.
Some were my age.
Some had been married forty years.
All of us were learning how to live after losing somebody we loved.
Hollis had walked among those chairs wearing a volunteer badge.
He'd passed out tissues.
He'd helped carry boxes.
He'd told me he admired people who served.
I thought of the first time he held Wren's hand crossing a parking lot.
I'd cried that night because it felt like the world was finally becoming kinder.
Now I wondered whether he'd noticed the gold chain disappearing beneath her collar and recognized what it represented.
Delma came into the kitchen.
"What happened?"
I told her.
She didn't speak for a long time.
Then she asked, "Do you remember when he first asked about Abel's benefits?"
I looked at her.
"What?"
"Thanksgiving. Two years ago."
I frowned.
"He was helping with paperwork."
"Maybe."
She sat at the table.
"But I remember exactly what he asked."
I waited.
"He asked whether Abel had been active duty when he died, and whether Wren received survivor benefits."
"That's a normal question."
"Then he asked whether Abel's parents had left anything in trust."
I stared at her.
She continued.
"I thought it was strange. But you said he understood military families."
A memory returned.
Hollis standing beside the refrigerator.
Wren drawing pictures at the table.
He'd been asking about Abel's parents, who'd both died before Wren turned five.
I'd explained that Abel's father had established an investment account for Wren when she was born and that I'd consolidated certain inherited assets into her trust after Abel died.
Hollis had nodded.
"That's good planning," he'd said.
Then he'd asked who administered it.
At the time, I hadn't been worried.
Why would I?
He was helping other widows with financial paperwork.
I had mistaken familiarity for credibility.
"Delma," I said, "I think he knew about the money before he asked me to marry him."
She looked at me.
"Then we're going to find out."
At ten thirty, Meredith called again.
"June Halpern is willing to talk."
I sat down.
"Today?"
"Yes. By telephone, with her attorney aware of the conversation."
I swallowed.
"Okay."
An hour later, I heard a woman's voice on speakerphone.
"Lieutenant Colonel Merrick?"
"Please call me Sloane."
"I'm June."
Her voice was low and steady.
Meredith introduced us.
Then June asked, "Did a man from a veterans' support organization convince you he could help organize your estate?"
I closed my eyes.
"Yes."
"Did he tell you he wasn't trying to replace your husband?"
My eyes opened.
"How did you know that?"
June was quiet for several seconds.
Then she said, "Because somebody said almost the same thing to me."
I felt my skin go cold.
"Was his name Hollis?"
"No."
"Martin Vale?"
"Yes."
I looked at Meredith.
June continued.
"Martin told me I needed somebody who understood my grief. He helped with paperwork after my husband died. Eventually he asked me to sign forms so he could communicate with my bank."
"What happened?"
"He tried to move money out of an account belonging to my son."
I couldn't speak.
"The bank stopped the transfer," she said. "But not before he had copies of almost every private document in my house."
"Was he prosecuted?"
"The police investigated. I don't believe criminal charges came out of my case. I pursued a civil claim."
"Did you ever meet Hollis Garrity?"
A pause.
"Yes."
My hand tightened around the phone.
"Where?"
"At a charity fundraiser. Martin introduced him as a business partner."
"Did Hollis know what happened?"
"I can't say what he knew."
I nodded, even though she couldn't see me.
Then June said something unexpected.
"There's one thing I remember about Hollis."
"What?"
"He asked if my son still slept with his father's military cap beside his bed."
I stared at the phone.
"Why?"
"I asked him that myself. He said children needed help moving on."
My throat tightened.
June's voice became softer.
"I told him my son could keep his father's cap as long as he wanted."
I looked toward the stairs.
Wren had been asking all morning whether her tags had been found.
One of them was still missing.
"June, may I ask you something?"
"Of course."
"When you realized what had happened, were you embarrassed?"
She let out a slow breath.
"Terribly."
"Because you trusted him?"
"Because I thought everyone would think I was foolish."
I swallowed.
"That's exactly how I feel."
She was silent for a moment.
Then she said, "Sloane, I was a grieving wife trying to raise a son. You were doing the same. People who offer help at a moment like that should be worthy of our trust."
I pressed my fingers against my eyes.
"Thank you."
"And one more thing."
"Yes?"
"Don't let anyone convince your daughter that her love for her father was the problem."
I couldn't answer.
June continued.
"My son is seventeen now. He still has that cap."
A small, broken laugh escaped me.
"Good."
"Very good," she said.
After the call, I sat in silence.
Then Meredith spoke.
"There's something I want to make clear. Similar behavior doesn't establish that Hollis committed the same wrongdoing. We're going to verify each connection and each document."
"I understand."
"But we should also consider whether other people may have been approached."
I looked at her.
"How many?"
"I don't know."
I thought of the support group.
The folding chairs.
The coffee.
The widows.
And the man who seemed to know exactly what each woman needed to hear.
That afternoon, Meredith received a copy of a document from the county recording office.
It was not a deed.
It was not a marriage certificate.
It was a notarized limited power of attorney dated twelve days before my wedding.
The signature at the bottom looked like mine.
But I had never knowingly signed that document.
May you like
And on the line identifying the person authorized to act on my behalf were two words.
Hollis Garrity.